LEGAL NOTICE
Website publisher
The website OnlyHealth Insurance is published by:
Suisscourtage SAM
Monegasque public limited company (Société Anonyme Monégasque)
Share capital: €304,000
Registered with the Monaco Trade and Industry Register (RCI) under number 89 S 02473.
NIS: 6622Z05171
EU VAT number: FR 65 0000 75613
Registered office:
12 Quai Antoine 1er
98000 Monaco
Principality of Monaco
Contact
Email: contact@suisscourtage.com
Phone: +377 93 30 42 43
Suisscourtage SAM operates as an insurance and reinsurance broker, duly authorized to carry out insurance intermediation activities in accordance with the applicable regulatory framework.
Publication director
The publication director is M. Jérôme Ragas, legal representative of Suisscourtage SAM.
Website development
The OnlyHealth Insurance website is developed by Suisscourtage SAM and its pricing engine by :
i2N SARL
Limited liability company (SARL)
Share capital: €15,000
Registered with the Monaco Trade and Industry Register (RCI) under number 07 S 04721
Registered office:
Le Victoria
13, Boulevard Princesse Charlotte
98000 Monaco
Principality of Monaco
i2N SARL acts as a technical service provider responsible for the development and technical implementation of the OnlyHealth Insurance website.
Website hosting
The website is hosted by two separate providers depending on the nature of the services:
Health and personal data hosting
Personal and health-related data transmitted via the website are hosted by:
Monaco Telecom SAM
Monegasque public limited company (Société Anonyme Monégasque)
Share capital: €1,687,640
Registered with the RCI of Monaco under number 97 S 03277
NIS: 6110Z07638
EU VAT number: FR 73 0000 42183
Registered office:
4–6 avenue Albert II
98000 Monaco
Principality of Monaco
Monaco Telecom SAM acts as a data hosting provider and data processor within secure infrastructures.
Appropriate technical and organisational security measures are implemented to ensure the confidentiality, integrity and availability of personal and health data, in compliance with:
- Regulation (EU) 2016/679 (GDPR)
- Monegasque Law No. 1.565 of 3 December 2024 relating to personal data protection
Showcase website hosting
The public-facing website is hosted by:
HOSTINGER INTERNATIONAL LIMITED
Cyprus private limited company
Registered with the Cyprus Registrar of Companies under number HE301365
EU VAT number: CY10301365E
Registered office:
61 Lordou Vironos str.
6023 Larnaca
Cyprus
Insurance partner and underwriting
The insurance products presented on the OnlyHealth Insurance website are underwritten by:
AWP Health & Life S.A.
A public limited company (Société Anonyme) with a share capital of €95,551,314
Registered with the Trade and Companies Register of Bobigny under number 401 154 679
Governed by the French Insurance Code
Registered office:
Eurosquare 2
7 rue Dora Maar
93400 Saint-Ouen
France
Claims and reimbursements management
Claims and reimbursements related to insurance benefits are managed through dedicated platforms operated by APRIL, acting as insurance management and claims processing partner.
APRIL
Public limited company (Société Anonyme)
Share capital: €16,416,584
Registered with the Trade and Companies Register (RCS) of Lyon under number 377 994 553
Registered office:
114 boulevard Vivier Merle
69439 Lyon Cedex 03
France
APRIL is an insurance intermediary registered with ORIAS under number 07 019 355.
Two distinct digital environments are implemented:
- a claims and reimbursements space operated by APRIL for the processing of benefits, medical expenses and insurance claims,
- a contractual management space operated by SUISSCOURTAGE SAM under the commercial brand OnlyHealth, dedicated to customer account management, subscription, contract administration and contractual services.
APRIL operates within this framework as a management and claims processing entity, under the applicable regulatory and contractual arrangements with the underwriting insurer.
Supervisory authority
AWP Health & Life S.A. operates under the commercial brand Allianz Care, a subsidiary of the Allianz Group, and acts as the risk-bearing insurance undertaking.
AWP Health & Life S.A. is supervised by:
Autorité de Contrôle Prudentiel et de Résolution (ACPR)
4 Place de Budapest
CS 92459
75436 Paris Cedex 09
France
Payment services
Online payments are processed via the secure payment solution MONETICO, provided by:
EURO-INFORMATION EUROPÉENNE DE TRAITEMENT DE L’INFORMATION
Société par Actions Simplifiée (SAS)
Share capital: €53,212,140.00
Registered with the Trade and Companies Register (RCS) of Strasbourg under number 312 730 674
EU VAT number: FR80312730674
Registered office:
4, rue Frédéric-Guillaume Raiffeisen
67000 Strasbourg
France
MONETICO is a secure payment service integrated with traditional banking infrastructures and allows the processing of online payments, in accordance with applicable banking, financial and security regulations.
Legal collection of payments:
Customer payments are legally collected by SUISSCOURTAGE SAM, acting as the contractual recipient of funds.
Financial flow model:
SUISSCOURTAGE SAM collects customer payments, retains its brokerage commission and transfers the relevant amounts to its management and underwriting partners in accordance with contractual and regulatory arrangements.
Intellectual property
Allianz®, Allianz Care® and all related trademarks, logos and brand elements are registered trademarks of the Allianz Group and are protected by applicable trademark laws and international treaties. All rights reserved.
All content on this website (texts, images, graphics, logos, videos, icons, downloadable documents and any other elements) is protected by Monegasque and international intellectual property laws.
Any reproduction, representation, adaptation or use, in whole or in part, of the content of this website for purposes other than private use, on any medium whatsoever, is strictly prohibited without prior written authorisation.
Failure to comply with this prohibition constitutes an act of infringement and may give rise to civil and criminal liability.
The information provided on this website is non-contractual and may be modified at any time without prior notice.
Personal data protection
Personal data collected through the OnlyHealth Insurance website are processed by SUISSCOURTAGE SAM, acting as data controller, in accordance with Regulation (EU) 2016/679 (GDPR) and Monegasque Law No. 1.565 of 3 December 2024 relating to personal data protection.
Users may exercise their rights by contacting dpo@suisscourtage.com. Detailed information on processing activities, purposes, legal bases, recipients, international transfers, retention periods and security measures is provided in the Privacy Policy available on the Website.