I. International health insurance Singapore
I. International health insurance Singapore
Do you need an international health insurance in Singapore?
Public healthcare in Singapore is accessible but tiered.
Citizens benefit from subsidized rates, while foreigners, including permanent residents, must pay full fees.
Basic employer-sponsored plans often have strict limitations and do not cover outpatient care, maternity, dental, or international travel.
Singapore stands at the crossroads of global finance, innovation, and healthcare.
A preferred destination for expatriates and international businesses, it offers an exceptional quality of life and medical care, but at a cost.
While the public system is strong, access for expats is limited, and international health insurance is often the only way to ensure comprehensive, flexible protection.
International health insurance in Singapore offers:
Full access to private hospitals like Gleneagles, Mount Elizabeth, and Raffles
Global protection beyond Singapore’s borders
Lifetime renewability and higher benefit limits
Coverage for family members and dependents not included in local policies
Our Singapore-based advantages
Solutions for entrepreneurs, corporate executives, digital nomads, and families
What our expat clients in Singapore value most ?
No exclusions for chronic or pre-existing conditions
Direct access to specialists without referral
Full protection for outpatient, maternity, mental health, and elective care
Total flexibility when changing employer or visa status
Portability across Asia and the rest of the world
Destinations covered for Singapore residents
Our clients in Singapore often travel between:
OnlyHealth plans provide uninterrupted coverage in all these regions and more.
What is the average cost of medical care in Singapore?
Singapore’s private healthcare system is world-class — but expensive without the right insurance.
Routine medical care
Singapore offers fast, high-quality routine care through private clinics and hospitals, ideal for expats who are not yet covered under the public system.
SGD 80 to SGD 150
SGD 300 to SGD 800
SGD 100 to SGD 250
Dental care
Dental services in Singapore are fully private and modern, with international standards and English-speaking staff across most practices.
SGD 120 to SGD 200
SGD 150 to SGD 350
SGD 800 to SGD 1,800
SGD 3,000 to SGD 6,000
Optical care
Vision care is accessible and efficient in Singapore, with costs varying across private optical chains and clinics.
SGD 300 to SGD 800
SGD 60 to SGD 120
SGD 80 to SGD 180
Medical imaging
Advanced imaging services are widely available in private hospitals, offering rapid diagnostics without waiting times.
SGD 1,000 to SGD 2,500
SGD 250 to SGD 600
SGD 150 to SGD 300
SGD 800 to SGD 2,000
Specialist consultations
Singapore is home to top-tier specialists across all fields, and expats can access them directly through private care.
SGD 250 to SGD 500
SGD 200 to SGD 400
SGD 250 to SGD 500
SGD 300 to SGD 600
SGD 180 to SGD 350
Hospitalization in Singapore
Hospital stays in Singapore’s private sector guarantee comfort, bilingual staff, and access to leading surgeons and maternity care.
SGD 1,000 to SGD 2,000
SGD 2,000 to SGD 4,500
SGD 10,000 to SGD 40,000
SGD 8,000 to SGD 15,000
ICU:
SGD 3,000 to SGD 6,000
Per day
II. What every expat should know before moving to Singapore
II. What every expat should know before moving to Singapore
Singapore combines world-class healthcare, high efficiency, and global connectivity, making it a top choice for professionals and families relocating to Asia.
Still, expats must navigate strict visa-linked insurance rules, upfront medical costs, and a dual public-private system.
Visa and Singapore residence permit
Most expats enter Singapore on an Employment Pass, S Pass, or EntrePass.
Health insurance is required by law for many categories but is often minimal. Private coverage is highly recommended, especially for dependents or non-working spouses.
Accommodation and housing
Housing is modern, safe, and expensive in central areas.
Monthly rents range from SGD 3,000 to SGD 8,000+ depending on location. Condominiums with pools and gyms are common among expats.
| Education and schools
Singapore is home to top international schools offering IB, British, American, and French curricula.
Annual tuition often exceeds SGD 30,000 to SGD 50,000.
Public schools are high quality but mostly reserved for citizens and permanent residents.
| Transport and mobility
Public transport is excellent, clean, and affordable. Most expats do not need a car. Taxis and ride-hailing apps are widely used. Changi Airport offers unparalleled regional and global access.
| Employment and business
Singapore supports foreign talent in finance, law, tech, and life sciences.
Entrepreneurs can benefit from government programs and free trade zones.
A solid healthcare plan is key to attracting and retaining foreign staff.
| Language and integration
English is the main language of business and education. Mandarin, Malay, and Tamil are also spoken.
Integration is easy thanks to the multicultural environment, efficient public services, and international community.
| Healthcare and insurance
Foreigners pay full fees in public and private clinics.
Most expats rely on international health insurance for complete access and global flexibility.
Maternity, dental, and mental health care are not always included in local employer plans.
| Cost of living and housing
Singapore ranks among the most expensive cities in Asia.
Rent, schooling, and private healthcare are the largest costs.
However, food, public transport, and safety are world-class.
III. Confidence, care, and coverage for your life in Singapore
III. Confidence, care, and coverage for your life in Singapore
Singapore is efficient, safe, and international, and your healthcare solution should be just as advanced.
OnlyHealth offers medical coverage that gives you full freedom of choice, premium access, and global security, whether you’re here for work, family, or the next step in your journey.